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Cars and bankruptcy? (NEW government rules)
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Welcome to Bankruptcy Scarborough Ontario

 
index image This site provides free information about bankruptcy and bankruptcy alternatives to residents of Scarborough and the surrounding areas of Ontario.

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Posted on Thursday, June 22, 2006

Cars and bankruptcy? (NEW government rules)

A quirk in the law was corrected today. Now, if you file for bankruptcy and your car is worth less that $5,650, you may keep it. (Under the old rules, you had to give it to your trustee.) If your car is worth more than $5,650 and you want to keep it, you will have to pay your trustee the difference.

This change will allow people who have to file for bankruptcy a better chance of starting over without any additional pressures being put on them.

If you would like some more information about this topic or have any other bankruptcy related questions, e-mail or call us at 310-PLAN.

Posted on Sunday, April 23, 2006

Bankruptcy Alternatives: What Are Your Options?

I usually have a different view of my first meeting with people facing financial difficulty than what they expect; they want to know how to file for bankruptcy; I want to explore their options to see if they can avoid filing for bankruptcy.

So, what are the options we discuss?

Budgeting - maybe this is all the person really needs help with
Debt Consolidation - this could be their solution
Debt Management Plan - these are administered by credit counsellors
Consumer Proposal - "Let's make a Deal"
Bankruptcy - the final solution

No two people have the same fact situation; my job is to meet with you and work out a plan that's right for you. If you would like to take that step, e-mail or call me at 310-PLAN.

Find answers to bankruptcy questions about bankruptcy in Scarborough and Scarborough bankruptcy trustees.

How do you deal with student loans? How do you get the best credit cards after bankruptcy? How do you approach credit counselling and bankruptcy in canada? How do you find bankruptcy facts (Canada)? Where do you get bankruptcy help/advice? Can you file for bankruptcy? For free information, contact one of our experts. Bankruptcy Scarborough provides more information about Scarborough bankruptcy alternative solutions for Scarborough area residents.

Our Experts

The sponsors of www.bankruptcy-scarborough.com, Hoyes Michalos & Associates Inc., are licensed by the federal government of Canada to provide personal bankruptcy and consumer proposal services to residents in the Scarborough, Ontario area. Hoyes Michalos & Associates Inc. bankruptcy trustee office in Scarborough, Ontario helps Scarborough and area residents review options to deal with their debts, including consumer proposals and personal bankruptcy.

We believe it is important for you to research your options regarding bankruptcy and bankruptcy alternatives. Please contact our Scarborough Canada bankruptcy trustee office today to arrange for a no-charge initial consultation or for answers to your questions about personal bankruptcy and dealing with financial problems that might lead to bankruptcy. We're here to help!

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